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Monigo integrates with Monnify primarily for virtual account-based collections — a common billing pattern where each customer is assigned a dedicated bank account number.

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Connecting Monnify

  1. Go to Settings → Payment Processors → Add Processor → Monnify
  2. Enter your Monnify API Key and Secret Key from the Monnify merchant portal
  3. Specify your Contract Code
  4. Monigo validates the credentials and creates the connection

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Virtual account collections

With Monnify connected, Monigo can provision a dedicated virtual account for each customer. Customers pay by bank transfer to their unique account number, and Monnify notifies Monigo when payment clears. 
POST /v1/customers/{id}/virtual-accounts
{
  "provider": "monnify",
  "preferred_banks": ["wema", "sterling"]
}

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Webhook handling

Monnify sends a webhook to Monigo when a transfer is received. Monigo matches the transfer to the correct customer and marks the corresponding invoice as paid.